Want to become a dealer partner?
What we offer
iA Auto Finance provides automotive loans to Canadians who need to buy a car but can’t obtain traditional bank financing. We offer pre-approvals and the widest range of credit available including non-prime rates from as low as 8.99%.
Our added value
At iA Auto Finance, we understand you have options when it comes to choosing a lender for your customers, and that your business is earned, not given.
We strive to earn your business by offering:
- The fastest approval times in the business
- Unparalleled credit and funding expertise
- An exceptional service experience
The iA Auto Finance team comes highly experienced in both the automotive and financial sectors. We have a six-tier finance program that serves the near-prime to sub-prime credit markets through dealers across Canada.
As experts in the non-prime business, we’re here to help you sell more vehicles – faster.
Fastest approval times in the business
Our fast-track application process can provide credit decisions in as little as five minutes and complete a thorough review of funding documents in as little as thirty.
Rate Reducing Loan
With the iA Auto Finance Rate Reducing Loan, not only can you help your customers obtain a vehicle, but you can also help them save money and rebuild their credit. If the terms of the loan are met, they may be eligible for a rate reduction of 10% of their current interest rate once every twelve months over the term of the loan, allowing them to pay their loan off faster and benefit from significant savings.
Widest range of credit
available including rates
from as low as:
8.99%
iA Fast Income
"Try our Fast Income approval process, a simple and secure online process that electronically provides iA Auto Finance with accurate real-time bank statements within seconds of your customer logging into their bank account from our exclusive portal".
It’s Easy!
- Provide portal link you your customer www.iafastincome.ca
- Customer clicks secure link and logs into their bank account
- Customer’s bank statements are instantly sent to iA Auto Finance
Already a customer?
If you have a loan with us, you can use My iA Auto Finance online to:
- View payment details and account information
- Track requests
- Make a payment
- Update your banking, insurance and personal information
- Live chat with one of our Customer Service Representatives
You can also contact us by email or phone for any assistance you may need. We’ll be happy to help.
Rate Reducing Loan
With our Rate Reducing Loan, you can:
- Pay your loan off faster
- Reduce your interest rate by 10% of your current interest rate every year
- Rebuild your credit
The amount you can save will vary based on your loan amount, interest rate and term.
Here is an example:
72-Month Term
Loan amount: $20,000
Interest rate at start of term: 22.00%
Interest rate at end of term: 12.99%
- You pay off your loan 7 months early
- You save $3,667
Annual Rate Reduction %
Year
How do I qualify?
You may qualify 12 months into the term of the loan if:
- All payments have been made on time
- No payments have been returned for any reason
- The vehicle has not been in any accidents
- All requirements of the loan agreement have been met
To apply for the rate reduction, simply email or call us on or after the anniversary date of your loan, each year, to make the request.